The most important facts in brief:
- At the end of the year, most car owners can cancel their contract. Important: The letter must be with the insurer by November 30. In addition, you have a special right of termination if you receive the premium invoice after this date and the premium is increased.
- This fall, too, it's true that if you switch companies, you can save quite a bit on liability and comprehensive insurance.
- Since insurers also calculate tariffs according to whether the car stays in a garage overnight, whether son or daughter are ever at the wheel, and also reward it if the customer visits the specified workshop after an accident, it is advisable to look meticulously at the conditions of the tariff and the terms and conditions of the contract.
The motor vehicle insurance
The private car is an important part of everyday life and often indispensable for carrying out a professional activity. Mobility and flexibility are basic requirements in today's world. If your own four wheels then break down due to damage, quick action is required. A distinction is made between liability insurance and comprehensive insurance.
Nowadays, you can buy insurance anywhere: At insurance company representatives, at banks, directly at insurers or with a few clicks somewhere on the Internet.
Why should you then still visit an insurance broker – and why us?
This is quickly explained: Either you are on your own when concluding a policy and in the event of a claim (e.g., when concluding a policy online) or you have an advisor who does not represent you, but rather his or her insurance company – in the case of an agent, this is already implicit in the job title. Only with an insurance broker are you the client for a service to be provided. Only with an insurance broker do you and your order really take center stage, always keeping all the reins in your hand and setting the pace.